Horace Mann Educators Corporation (NYSE: HMN) is one of 92 public companies in the “Property & Casualty Insurance” industry, but how does it compare to its competitors? We will compare Horace Mann Educators Corporation to related businesses based on the strength of its valuation, dividends, earnings, risk, analyst recommendations, institutional ownership and profitability.
Valuation and Earnings
This table compares Horace Mann Educators Corporation and its competitors revenue, earnings per share (EPS) and valuation.
|Gross Revenue||NetIncome||Price/Earnings Ratio|
|Horace Mann Educators Corporation||$1.13 billion||$83.76 million||28.70|
|Horace Mann Educators Corporation Competitors||$11.51 billion||$1.16 billion||111.38|
Horace Mann Educators Corporation’s competitors have higher revenue and earnings than Horace Mann Educators Corporation. Horace Mann Educators Corporation is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.
Horace Mann Educators Corporation pays an annual dividend of $1.10 per share and has a dividend yield of 2.5%. Horace Mann Educators Corporation pays out 71.4% of its earnings in the form of a dividend. As a group, “Property & Casualty Insurance” companies pay a dividend yield of 1.3% and pay out 35.1% of their earnings in the form of a dividend. Horace Mann Educators Corporation has increased its dividend for 8 consecutive years.
Risk and Volatility
Horace Mann Educators Corporation has a beta of 1.16, suggesting that its stock price is 16% more volatile than the S&P 500. Comparatively, Horace Mann Educators Corporation’s competitors have a beta of 0.95, suggesting that their average stock price is 5% less volatile than the S&P 500.
Institutional and Insider Ownership
98.2% of Horace Mann Educators Corporation shares are owned by institutional investors. Comparatively, 60.5% of shares of all “Property & Casualty Insurance” companies are owned by institutional investors. 2.1% of Horace Mann Educators Corporation shares are owned by company insiders. Comparatively, 15.6% of shares of all “Property & Casualty Insurance” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.
This table compares Horace Mann Educators Corporation and its competitors’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Horace Mann Educators Corporation||5.56%||5.00%||0.62%|
|Horace Mann Educators Corporation Competitors||9.60%||4.92%||2.63%|
This is a breakdown of current ratings and target prices for Horace Mann Educators Corporation and its competitors, as provided by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Horace Mann Educators Corporation||0||1||0||0||2.00|
|Horace Mann Educators Corporation Competitors||621||2286||2172||44||2.32|
Horace Mann Educators Corporation currently has a consensus price target of $37.00, indicating a potential downside of 16.29%. As a group, “Property & Casualty Insurance” companies have a potential upside of 5.03%. Given Horace Mann Educators Corporation’s competitors stronger consensus rating and higher probable upside, analysts plainly believe Horace Mann Educators Corporation has less favorable growth aspects than its competitors.
Horace Mann Educators Corporation competitors beat Horace Mann Educators Corporation on 11 of the 15 factors compared.
Horace Mann Educators Corporation Company Profile
Horace Mann Educators Corporation (HMEC) is an insurance holding company. Through its subsidiaries, HMEC markets and underwrites personal lines of property and casualty (primarily personal lines automobile and homeowners) insurance, retirement annuities (primarily tax-qualified products) and life insurance in the United States. The Company’s operating segments include Property and Casualty segment, comprising primarily personal lines automobile and homeowners products; Retirement segment, comprising primarily tax-qualified fixed and variable annuities; Life segment life insurance, and Corporate and Other. It markets and services its products through a sales force of full-time agents supported by its Customer Contact Center. These agents sell HMEC’s products and limited additional third-party vendor products. As of December 31, 2016, its property and casualty subsidiaries and its life insurance subsidiary were licensed to write business in over 48 states and the District of Columbia.
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