Old Second Bancorp (NASDAQ: OSBC) is one of 209 publicly-traded companies in the “Commercial Banks” industry, but how does it weigh in compared to its competitors? We will compare Old Second Bancorp to similar businesses based on the strength of its profitability, valuation, analyst recommendations, dividends, institutional ownership, risk and earnings.
This is a breakdown of recent recommendations and price targets for Old Second Bancorp and its competitors, as reported by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Old Second Bancorp||0||2||0||0||2.00|
|Old Second Bancorp Competitors||357||2831||2297||66||2.37|
Old Second Bancorp presently has a consensus price target of $12.25, indicating a potential downside of 9.93%. As a group, “Commercial Banks” companies have a potential upside of 4.39%. Given Old Second Bancorp’s competitors stronger consensus rating and higher possible upside, analysts plainly believe Old Second Bancorp has less favorable growth aspects than its competitors.
Institutional and Insider Ownership
65.3% of Old Second Bancorp shares are held by institutional investors. Comparatively, 46.5% of shares of all “Commercial Banks” companies are held by institutional investors. 3.6% of Old Second Bancorp shares are held by company insiders. Comparatively, 11.6% of shares of all “Commercial Banks” companies are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
Volatility and Risk
Old Second Bancorp has a beta of 1.34, indicating that its stock price is 34% more volatile than the S&P 500. Comparatively, Old Second Bancorp’s competitors have a beta of 0.74, indicating that their average stock price is 26% less volatile than the S&P 500.
This table compares Old Second Bancorp and its competitors’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Old Second Bancorp||16.82%||10.30%||0.82%|
|Old Second Bancorp Competitors||20.59%||8.79%||0.93%|
Old Second Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.3%. Old Second Bancorp pays out 6.5% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.8% and pay out 34.3% of their earnings in the form of a dividend.
Earnings and Valuation
This table compares Old Second Bancorp and its competitors top-line revenue, earnings per share and valuation.
|Gross Revenue||NetIncome||Price/Earnings Ratio|
|Old Second Bancorp||$101.95 million||$15.68 million||21.94|
|Old Second Bancorp Competitors||$343.33 million||$72.32 million||18.77|
Old Second Bancorp’s competitors have higher revenue and earnings than Old Second Bancorp. Old Second Bancorp is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.
Old Second Bancorp competitors beat Old Second Bancorp on 10 of the 15 factors compared.
About Old Second Bancorp
Old Second Bancorp, Inc. is a bank holding company. The Company conducts a full service community banking and trust business through its subsidiaries, including Old Second National Bank (the Bank), Old Second Capital Trust I, Old Second Capital Trust II and Old Second Affordable Housing Fund, L.L.C. The Bank’s full service banking businesses include the customary consumer and commercial products and services that banking institutions provide, including demand, negotiable order of withdrawal, money market and individual retirement accounts; commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit and overdraft checking; safe deposit operations, and a range of additional services tailored to the needs of individual customers, such as the acquisition of the United States Treasury notes and bonds, money orders, cashiers’ checks and foreign currency, direct deposit, debit cards, credit cards and other special services.
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