First Community Financial Partners (NASDAQ: FCFP) and WesBanco (NASDAQ:WSBC) are both financials companies, but which is the better investment? We will contrast the two companies based on the strength of their risk, earnings, analyst recommendations, institutional ownership, valuation, dividends and profitability.
This table compares First Community Financial Partners and WesBanco’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|First Community Financial Partners||29.40%||11.65%||1.05%|
18.0% of First Community Financial Partners shares are owned by institutional investors. Comparatively, 59.1% of WesBanco shares are owned by institutional investors. 24.6% of First Community Financial Partners shares are owned by insiders. Comparatively, 4.1% of WesBanco shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.
This is a summary of current ratings and recommmendations for First Community Financial Partners and WesBanco, as provided by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|First Community Financial Partners||0||1||0||0||2.00|
First Community Financial Partners presently has a consensus target price of $13.00, suggesting a potential upside of 0.78%. WesBanco has a consensus target price of $42.00, suggesting a potential upside of 4.58%. Given WesBanco’s stronger consensus rating and higher probable upside, analysts clearly believe WesBanco is more favorable than First Community Financial Partners.
Valuation & Earnings
This table compares First Community Financial Partners and WesBanco’s revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|First Community Financial Partners||N/A||N/A||N/A||$0.70||18.43|
|WesBanco||$367.60 million||4.81||$86.63 million||$2.33||17.24|
WesBanco has higher revenue and earnings than First Community Financial Partners. WesBanco is trading at a lower price-to-earnings ratio than First Community Financial Partners, indicating that it is currently the more affordable of the two stocks.
WesBanco pays an annual dividend of $1.04 per share and has a dividend yield of 2.6%. First Community Financial Partners does not pay a dividend. WesBanco pays out 44.6% of its earnings in the form of a dividend.
WesBanco beats First Community Financial Partners on 8 of the 12 factors compared between the two stocks.
First Community Financial Partners Company Profile
First Community Financial Partners, Inc. (First Community) is a bank holding company. The Company has a banking subsidiary, First Community Financial Bank (the Bank). The Bank is a full-service community bank principally engaged in the business of commercial, family and personal banking. The Bank offers customers a range of loan, deposit, and other financial products and services. The Bank also offers customers a range of financial products and services that are related or ancillary to loans and deposits, including cash management, funds transfers, bill payment and other online banking transactions, automated teller machines and safe deposit boxes. The Bank’s loan portfolio consists primarily of non-residential real estate loans, which include owner occupied commercial real estate and investor commercial real estate, multi-family, construction and land development loans.
WesBanco Company Profile
WesBanco, Inc. (WesBanco) is a bank holding company. The Company offers a range of financial services, including retail banking, corporate banking, personal and corporate trust services, brokerage services, mortgage banking and insurance. WesBanco offers its services through two segments: community banking, which offers services, such as commercial demand, individual demand and time deposit accounts, as well as commercial, mortgage and individual installment loans, and trust and investment services, which offers trust services, as well as various alternative investment products, including mutual funds. The Community Banking segment also offers insurance and securities brokerage services, among others. As of December 31, 2016, WesBanco operated one commercial bank, WesBanco Bank, Inc. through 174 branches and 163 automated teller machines (ATMs) located in West Virginia, Ohio, western Pennsylvania, Kentucky and southern Indiana.
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