Head to Head Analysis: Heritage Financial Group (HBOS) & Its Competitors

Heritage Financial Group (NASDAQ: HBOS) is one of 200 public companies in the “Commercial Banks” industry, but how does it compare to its rivals? We will compare Heritage Financial Group to related businesses based on the strength of its earnings, dividends, profitability, risk, valuation, analyst recommendations and institutional ownership.

Insider & Institutional Ownership

46.9% of shares of all “Commercial Banks” companies are held by institutional investors. 11.7% of shares of all “Commercial Banks” companies are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares Heritage Financial Group and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Heritage Financial Group 12.90% 9.62% 0.89%
Heritage Financial Group Competitors 20.38% 8.68% 0.92%

Analyst Ratings

This is a summary of recent ratings and recommmendations for Heritage Financial Group and its rivals, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Heritage Financial Group 0 0 0 0 N/A
Heritage Financial Group Competitors 393 2974 2382 70 2.37

As a group, “Commercial Banks” companies have a potential upside of 4.79%. Given Heritage Financial Group’s rivals higher possible upside, analysts clearly believe Heritage Financial Group has less favorable growth aspects than its rivals.

Volatility and Risk

Heritage Financial Group has a beta of 0.66, meaning that its share price is 34% less volatile than the S&P 500. Comparatively, Heritage Financial Group’s rivals have a beta of 0.75, meaning that their average share price is 25% less volatile than the S&P 500.

Valuation & Earnings

This table compares Heritage Financial Group and its rivals top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Heritage Financial Group N/A N/A 25.36
Heritage Financial Group Competitors $338.81 million $71.86 million 21.52

Heritage Financial Group’s rivals have higher revenue and earnings than Heritage Financial Group. Heritage Financial Group is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Summary

Heritage Financial Group rivals beat Heritage Financial Group on 7 of the 9 factors compared.

About Heritage Financial Group

Heritage Financial Group, Inc. (Heritage) is a bank holding company. Heritage conducts commercial banking, retail banking, mortgage banking and wealth management activities through its wholly owned subsidiary, HeritageBank of the South (the Bank). As of December 31, 2014, the Bank operated in Georgia, Florida and Alabama through 36 banking locations, 21 mortgage offices, and 5 investment offices. The Bank provides credit based products, deposit accounts, corporate cash management, investment support and other services to commercial and retail clients. As of December 31, 2014, the Company had total assets of $1.7 billion. The Company offers various types of loans, including, residential real estate loans; commercial real estate loans; construction and land loans; commercial and industrial loans, and consumer and other loans.

Receive News & Ratings for Heritage Financial Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Heritage Financial Group and related companies with MarketBeat.com's FREE daily email newsletter.

Comments

Leave a Reply


share news on Facebook
tweet this investment news
share on linkedin
share on StockTwits
share on Google Plus
share on reddit