MID-SOUTHERN Sv/SH (OTCMKTS:MSVB) and Bank of Marin Bancorp (NASDAQ:BMRC) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, institutional ownership, analyst recommendations, earnings, dividends, valuation and profitability.
Valuation & Earnings
This table compares MID-SOUTHERN Sv/SH and Bank of Marin Bancorp’s gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Bank of Marin Bancorp||$105.22 million||5.58||$32.62 million||$2.33||18.33|
This table compares MID-SOUTHERN Sv/SH and Bank of Marin Bancorp’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Bank of Marin Bancorp||31.44%||10.79%||1.34%|
MID-SOUTHERN Sv/SH pays an annual dividend of $0.08 per share and has a dividend yield of 0.6%. Bank of Marin Bancorp pays an annual dividend of $0.76 per share and has a dividend yield of 1.8%. Bank of Marin Bancorp pays out 32.6% of its earnings in the form of a dividend. Bank of Marin Bancorp has raised its dividend for 10 consecutive years. Bank of Marin Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
This is a breakdown of recent ratings and recommmendations for MID-SOUTHERN Sv/SH and Bank of Marin Bancorp, as reported by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Bank of Marin Bancorp||0||3||0||0||2.00|
Bank of Marin Bancorp has a consensus price target of $43.67, suggesting a potential upside of 2.26%. Given Bank of Marin Bancorp’s higher probable upside, analysts clearly believe Bank of Marin Bancorp is more favorable than MID-SOUTHERN Sv/SH.
Institutional and Insider Ownership
42.6% of Bank of Marin Bancorp shares are owned by institutional investors. 5.3% of Bank of Marin Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.
Bank of Marin Bancorp beats MID-SOUTHERN Sv/SH on 9 of the 10 factors compared between the two stocks.
MID-SOUTHERN Sv/SH Company Profile
Mid-Southern Savings Bank, FSB, a federal savings bank, provides a range of banking services to individuals and business customers. The company provides savings accounts and checking accounts. It also offers one-to-four family residential loans, multi-family residential loans, construction loans, and commercial real estate loans; commercial business loans, including lines of credit to businesses and letters of credit, as well as term, mortgage, equipment, and vehicle loans; and consumer loans, such as home equity lines of credit and other loans secured by junior liens on the borrower's personal residence, home improvement loans, automobile and truck loans, boat loans, mobile home loans, loans secured by savings deposits, and other personal loans. In addition, the company provides online banking, safety deposit boxes, telephone banking, ATM, and overdraft protection services, as well as debit and credit cards. It operates through a main office, two branch offices, and one loan production office in Southern Indiana. The company was formerly known as Mid-Southern Federal Savings & Loan Association and changed its name to Mid-Southern Savings Bank, FSB in 1988. Mid-Southern Savings Bank, FSB was founded in 1886 and is headquartered in Salem, Indiana. Mid-Southern Savings Bank, FSB is a subsidiary of Mid-Southern, M.H.C.
Bank of Marin Bancorp Company Profile
Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services primarily to professionals, small and middle-market businesses, individuals, and not-for-profit organizations in California, the United States. The company offers personal and business checking and savings accounts; and time certificates of deposit, individual retirement accounts, health savings accounts, and demand deposit marketplace accounts, as well as certificate of deposit account registry and insured cash sweep services. It also provides commercial real estate, commercial and industrial, and consumer loans, as well as construction financing and home equity lines of credit. In addition, the company offers merchant card and cash management services; credit cards; mobile deposit, remote deposit capture, automated clearing house, and image lockbox services, as well as wire transfers; fraud detection tools; and valet pick-up service for non-cash deposits. Further, it provides wealth management and trust services comprising customized investment portfolio management, trust administration, estate settlement, and custody services, as well as 401(k) plan services; and automated teller machines, and telephone and Internet banking services. The company operates 23 offices in Marin, Sonoma, San Francisco, Napa, and Alameda counties. Bank of Marin Bancorp was founded in 1989 and is headquartered in Novato, California.
Receive News & Ratings for MID-SOUTHERN Sv/SH Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for MID-SOUTHERN Sv/SH and related companies with MarketBeat.com's FREE daily email newsletter.