Private Bancorp of America (PBAM) versus The Competition Financial Review

Private Bancorp of America (OTCMKTS: PBAM) is one of 74 public companies in the “Commercial banks, not elsewhere classified” industry, but how does it weigh in compared to its competitors? We will compare Private Bancorp of America to similar businesses based on the strength of its analyst recommendations, profitability, institutional ownership, valuation, earnings, dividends and risk.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for Private Bancorp of America and its competitors, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Private Bancorp of America 0 0 1 0 3.00
Private Bancorp of America Competitors 1019 2840 2302 74 2.23

Private Bancorp of America presently has a consensus price target of $15.00, suggesting a potential downside of 39.27%. As a group, “Commercial banks, not elsewhere classified” companies have a potential upside of 15.45%. Given Private Bancorp of America’s competitors higher probable upside, analysts clearly believe Private Bancorp of America has less favorable growth aspects than its competitors.

Profitability

This table compares Private Bancorp of America and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Private Bancorp of America 21.06% N/A N/A
Private Bancorp of America Competitors 14.35% 9.63% 0.83%

Institutional & Insider Ownership

9.8% of Private Bancorp of America shares are held by institutional investors. Comparatively, 26.3% of shares of all “Commercial banks, not elsewhere classified” companies are held by institutional investors. 11.1% of shares of all “Commercial banks, not elsewhere classified” companies are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Valuation & Earnings

This table compares Private Bancorp of America and its competitors gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Private Bancorp of America $62.25 million $10.71 million 12.73
Private Bancorp of America Competitors $12.73 billion $1.55 billion 20.51

Private Bancorp of America’s competitors have higher revenue and earnings than Private Bancorp of America. Private Bancorp of America is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Risk and Volatility

Private Bancorp of America has a beta of 0.47, suggesting that its stock price is 53% less volatile than the S&P 500. Comparatively, Private Bancorp of America’s competitors have a beta of 25.29, suggesting that their average stock price is 2,429% more volatile than the S&P 500.

Summary

Private Bancorp of America competitors beat Private Bancorp of America on 10 of the 13 factors compared.

About Private Bancorp of America

Private Bancorp of America, Inc. operates as the bank holding company for CalPrivate Bank that provides banking products and services to individuals and businesses in California. The company's personal banking services include personal checking and savings, certificate of deposit, and retirement accounts; additional services, such as direct deposits, online banking, ATMs/debit cards, credit cards, savings/line of credit overdraft protection, and safe deposit boxes; and certificate of deposit account registry services. Its business banking services consist of business checking and savings accounts, sweep accounts; and business services comprising treasury management, merchant card, bill pay, positive pay, e-statement, remote deposit capture, wire transfer services, electronic payments and collections, electronic check acceptance, account reconciliation, cash vault, and gift and business credit cards, as well as funds management services. The company also offers commercial real estate, small business administration, construction, and equipment and business expansion loans, as well as revolving lines of credit and letters of credit. The company has offices in La Jolla, San Diego, Coronado, Newport Beach, Beverly Hills, El Segundo, Temecula, Mission Valley, and Redlands. Private Bancorp of America, Inc. was founded in 2006 and is headquartered in La Jolla, California.

Receive News & Ratings for Private Bancorp of America Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Private Bancorp of America and related companies with MarketBeat.com's FREE daily email newsletter.